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When buying farm land, contact an experienced real estate agent who understands perk tests, flood zones and insurance. Consider that FEMA does not cover farm land when it floods before buying bulk acreage with tips from a real estate broker in this free video on house financing. Expert: Penny Smith Contact: www.liveoakgroup.com Bio: Penny Smith has been in real estate for more than 14 years. Filmmaker: Reel Media LLC